Please correct the following error(s)

1 About you

  

Please select the salutation by which you are known.

Please enter a salutation.
Please enter a valid first name.
Please enter a surname.
  

You must be aged 18 or older.

Please enter a valid date. Policyholder must be a minimum of 18 years old.
  

Please ensure your email address is correct. We will need it to send you confirmation of your quotes and your policy documents.

Please enter a valid email address. Entered email addresses do not match.
Please enter a valid email address. Entered email addresses do not match.
Please enter a valid phone number.
Please enter a marital status.
Please enter a employment status.
Would you like to add a policy holder?
  

Please select the salutation by which you are known.

Please enter a salutation.
Please enter a valid first name.
Please enter a valid surname.
  

You must be aged 18 or older.

Please enter a valid date. Policyholder must be a minimum of 18 years old.

2 Your address and cover

  

Please tell us the address of the property to be insured. The first line of the address and postcode are required.

Please enter a valid house name or number.
  

Please enter your postcode and click on "Find address". Please note we can only provide a quote for addresses within the UK (Excluding Jersey, Guernsey and the Isle of Man).

Please enter a valid postcode.

  

Please enter a valid postcode.

  

Landlords usually have Buildings cover for rented properties. Tenants are responsible for their own Contents as well as any damage done to the Landlords property and Contents.

Are you a home owner?
  

What is Buildings insurance?
Buildings insurance covers the main building of your home and its decorations including fixtures and fittings.

What is Contents insurance?
Contents insurance covers belongings in your home. It can cover things like furniture, carpets, curtains, clothes, valuables and other personal items within your property.

What type of cover do you require?
  

This is the date that your cover will commence. You can choose a date up to 30 days in advance.

Start Date is less than todays date. Start Date is required. Start Date isn't a valid date.

3 Our assumptions

To make getting a quote quicker, we’ve made some assumptions about you and your cover. Please confirm below if you agree to these assumptions, if you disagree to any of these assumptions, unfortunately we will not be able to provide you with a Simple Home Insurance quote today.

You and any joint policy holder:

  • Have not had any special terms imposed by your insurer, or had any insurance declined, cancelled, refused or declared void
  • Have not made more than 1 household loss or claim, any loss or claim costing more than £3,000, or made any arson claims in the last 3 years at your current or any previous home.
  • Have not been convicted for or charged with any offence or have any prosecution pending (other than motoring and those considered spent under the Rehabilitation of Offenders Act 1974)

Your Property:

  • Does not have a roof that is more than 30% flat.
  • Is not a listed building.
  • Is your permanent home.
  • Is not used for business or professional purposes other than clerical work.
  • Will not be left empty for more than 60 days in a row.
  • Is in a good state of repair.
  • Is not currently undergoing any building work, or there is no work scheduled to start in the next 12 months.
  • Does not show any signs of subsidence, heave or landslip.
  • Has never been flooded.

How we will use your information

After your quote has been completed, we’ll send you an email confirming everything.

The information you have provided will be stored and used to administer this policy and any claims you make. Information may need to be shared compliantly, with third parties, other organisations and public bodies including the police.

Simple Home will use this information to keep a record of the products you have and communicate with you at renewal.


 

Unable to quote

Unfortunately we will not be able to provide you with a Simple Home insurance quote today.

4 About your home

  

For the most accurate cover please choose the correct type of home you want to insure.

Please select a property type.
  

The year your property was built should be included in documents such as your mortgage valuation or Homebuyers report. If you don’t know the exact year then please provide the approximate one. This policy does not cover properties built before 1750.

Please select a build year range.
  

A bedroom is defined as a room that was originally designed for sleeping in (even if it is now used for something else) – or a room converted for sleeping in (e.g. a loft conversion). Please note that we cannot insure homes with more than 5 bedrooms.

Please select a number of bedrooms.

These are windows that can be easily accessed and opened usually from ground level but including basement windows and windows onto flat roofs, etc.

Please select a option.
  

If you have multiple locks on the door, please choose the option that represents the main one.

Please select a lock type.

UPVC or aluminium door

More than 1 lock


Pull down lever to enter

Basic lock


  

Please tell us what type of material your roof is made from.

Please select a roof type.
  

Please tell us what type of material your walls are made from.

Please select a wall type.

5 Your buildings cover

How can I find out?
Your current home insurance policy documents may indicate the rebuild cost. A recent surveyor’s report or mortgage valuation report may also contain this information.

How will it affect my quote?
Take care to estimate the rebuild cost correctly so that you are adequately covered and pay for the right amount of cover. If you made a claim and your insured rebuild cost is too low, we may not be able to settle the claim in full.

Please select a option.
Please select desired rebuild amount.
Apologies but our maximum rebuild cost is £600,000.
  

This is additional cover that protects you in the event of sudden and unexpected damage to your property, which has not been caused on purpose. An example of Accidental Damage of Buildings would be accidentally putting your foot through the ceiling when you are in the loft.

Please select a option.
  

This is the number of years you have continuously held a buildings insurance policy for your current property without making any claims (including at previous properties). Continuously means not having a break between policies for longer than 2 months.

Please select amount of no claims discount.

6 Your contents cover

This is the cost of replacing possessions in your property, such as furniture, furnishings and personal items. Take care to estimate the value of your contents correctly so that you are adequately covered and do not pay too much on your premium. If you were to make a claim and the insured replacement cost was too low, we may not be able to settle the claim in full.

Please select a option.
Please select desired total belongings amount.
Apologies but our maximum Contents cover is £60,000.
  

This is additional cover that protects you in the event of sudden and unexpected damage to your Contents which has not been caused on purpose. An example of Accidental Damage of Contents would be accidentally spilling red wine on your carpet.

Our standard cover includes accidental damage cover for audio and audio visual equipment.

Please select a option.

Any item worth £2,000 or more needs to be specified individually so that it is covered by your policy.

Item value must be between £2,000 and £15,000 Total value of items cannot exceed £15,000 Please add at least one item Please fill out or delete empty fields/items

This will cover items such as mobiles, laptops, tablets, cameras, jewellery or handbags taken out of the home up to a maximum of £2,000 for any one item and up to a maximum of your chosen sum to insure more than one item.

Please select a cover amount.

Any item worth £2,000 or more needs to be specified individually so that it is covered by your policy.

  

Individual bicycles are automatically covered to a maximum of £500 each, within the Contents cover (within the home) as well as within the optional Unspecified Personal Belongings cover (away from the home). Individual bicycles worth over £500 each may be insured separately if you would like them covered for their full value.

This is the number of years you have continuously held a contents insurance policy for your current home without making any claims (including at previous properties). Continuously means not having a break between policies for longer than 2 months.

Please select a amount of no claim discount.

6 Optional cover

You can choose Home emergency cover to protect you in the event of a sudden and unforeseen home emergency. Click here to find out more about what is included

Please select optional cover.

Simple home is a trading name of Millennium Insurance Brokers Limited which is a subsidiary of URIS Group Limited. Millennium Insurance Brokers Limited and URIS Group Limited are part of The Ardonagh Group. If you would like to receive the latest offers on selected financial and related products and services from Simple Home and the Ardonagh Group, please choose how you would like us to contact you:

If you would like to change your contact preferences at any time, please e-mail: admin.home@simpleinsurance.com


How would you like to receive your policy documents

Your documents will be sent to you by email. However if you also need them by post, you can change your preference, at any time, free of charge, by contacting us.


Unable to quote

Unfortunately we will not be able to provide you with a Simple Home insurance quote today.

7 Cover breakdown

Thank you for getting a quote with us today. To continue with your purchase, please select your payment type from the options below.

Your quote reference number is

We have emailed this quote to you. If you would like to speak to us to discuss your quote, please call us on 0330 100 7205 with your quote reference number.

Your chosen cover(s):

Your chosen Add-ons(s):

Your Endorsement(s):

You have agreed that the security protections shown below are fitted to Your Home where appropriate in return for a premium discount.

Under the Contents section of the Policy, We will not pay the first £250 of any claim for loss or damage involving theft or attempted theft or malicious damage unless the security protections stated below are in working order and were being used at the time of the loss.

  1. the main entrance door must be fitted with locks defined in A, B, C or D below.
  2. all other external doors (including access doors from integral garages) must be fitted with locks defined in A, B, C, D or E below.
  3. sliding patio doors must be fitted with locks defined in A, B, D or E below.
  4. double leaf French doors must be fitted with locks and bolts defined in D or F below.
  5. all accessible windows and skylights (accessible from the ground or from adjoining roofs and porches or via downpipes) must be fitted with locks and bolts defined in D or G below.
  6. all doors on domestic outbuildings and garages must be fitted with locks and bolts defined in H below.
  7. all external doors and windows specified above must be secured using the security devices defined above and the keys withdrawn from the locks, whenever your home is left unattended.
  8. when Your household retires for the night all external doors and windows on the ground floor and those accessible from adjoining structures, must be secured using the security devices defined below.
Lock definition:
A. Mortise deadlock approved to BS 3621 : 1980
B. Mortise deadlock with the physical strength and security requirements of BS3621:1980
C. Rim automatic deadlock approved to BS3621:1980 and with a key lockable handle on the inside.
D. Key operated integral multipoint locking system.
E. Integral locks plus two key operated security bolts.
F. Integral locks plus four key operated security bolts.
G. Key operated window locking devices.
H. Any key operated security devices.

You have agreed that the security protections shown below are fitted to Your Home where appropriate.

Under the Contents section of the Policy You will not be covered for loss or damage involving theft or attempted theft or malicious damage unless the security protections are in working order and were being used at the time of the loss.

  1. the main entrance door must be fitted with locks defined in A, B, C or D below.
  2. all other external doors (including access doors from integral garages) must be fitted with locks defined in A, B, C, D or E below.
  3. sliding patio doors must be fitted with locks defined in A, B, D or E below.
  4. double leaf French doors must be fitted with locks and bolts defined in D or F below.
  5. all accessible windows and skylights (accessible from the ground or from adjoining roofs and porches or via downpipes) must be fitted with locks and bolts defined in D or G below.
  6. all doors on domestic outbuildings and garages must be fitted with locks and bolts defined in H below.
  7. all external doors and windows specified above must be secured using the security devices defined above and the keys withdrawn from the locks, whenever your home is left unattended.
  8. when Your household retires for the night all external doors and windows on the ground floor and those accessible from adjoining structures, must be secured using the security devices defined below.
Lock definition:
A. Mortise deadlock approved to BS 3621 : 1980
B. Mortise deadlock with the physical strength and security requirements of BS3621:1980
C. Rim automatic deadlock approved to BS3621:1980 and with a key lockable handle on the inside.
D. Key operated integral multipoint locking system.
E. Integral locks plus two key operated security bolts.
F. Integral locks plus four key operated security bolts.
G. Key operated window locking devices.
H. Any key operated security devices.

9 Payment options

If you would like to make any changes to the details you have provided.

£

Yearly
Show breakdown

Home emergency cover £
Total insurance premium * £
Card Logos

£

Monthly
Show breakdown

Home emergency cover £
Total insurance premium * £
Direct Debit Logo

* prices are inclusive of IPT at the applicable rate

Important Information

Please confirm that you understand and agree to the following statement:

All of the answers and information that you give us must be full, accurate and honest, to the best of your knowledge and belief. If anything changes you agree to inform us, as soon as possible. Failure to do so may invalidate your policy and any claims you make.


10 Direct Debit details

Paying monthly via Direct Debit couldn’t be easier. Simply enter your details into the box below and we will do the rest for you. Remember – you will not be charged any interest for choosing to pay monthly for your insurance product.

Renew your Home Insurance the simple way

If you pay monthly it is simple to stay with Simple Home Insurance and ensure your home is always covered. We will send you all the details at least 21 days before your Home Insurance renewal date. You can then review your cover and price and get in touch with us if you would like to change any details. If you don’t want to make any changes your Home Insurance policy will automatically renew and you will have reassurance knowing your home is covered. Payment will be taken using the same details as before.

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10 Annual card payment

11 Confirmation

Thank you for choosing Simple Home Insurance

Your Policy Reference number is:

A confirmation email has been sent to your email address, which will have all of your policy information, please save this email in a secure location.

We’re here to help you
If you ever need to make a claim please call us on 0330 100 7205 – Our Claims Team are ready to help you through the process (Lines open 24 hours a day, 365 days a year)

To make changes to your policy or if you have a question about your policy please call us on 0330 100 7205 (Lines are open Monday to Friday 9am - 5pm).